Insights from Stitch HQ

Learn more about the ever-evolving payments ecosystem, and get the latest news from the Stitch team.

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The property market in South Africa has become an increasingly attractive target for fraudsters. Here we explore how businesses can use Stitch Manual EFT to prevent fraud in high-value deposit sectors.

How to prevent fraud in South Africa’s property market with Stitch

For our first multichannel ad campaign, we wanted to focus on our clients. Here's why and what that looks like.

Switch to Stitch: introducing our first multichannel brand campaign

Digital payments company Efficacy has been acquired by the Stitch Group, enabling it to become one of the first fintechs to offer direct card clearing services in the market.

Stitch acquires Efficacy Payments, secures DCSP designation to offer card acquiring services

Get the latest insights into how South Africans are thinking about payments, checkout and commerce today.

2025 Report: The state of consumer payments in South Africa

Payment facilitators (payfacs) help businesses accept online card payments quickly through a simplified onboarding process. However, this solution may not be right for every business.

How payfacs can simplify and accelerate online card payments

It’s not enough to simply combat fraud: it has to be detected and prevented before it happens. Introducing Stitch Shield, our fraud detection and prevention engine.

Stitch Shield: Smart fraud detection for enterprise payments

We caught up with our co-founders to discuss how AI is being leveraged to enable greater efficiency for the Stitch team and the fintech industry at large.

How AI is impacting the payments industry in South Africa

South Africa’s e-commerce industry is expected to reach $74.79 billion by 2033, drivenby improving consumer confidence in online shopping. An essential part of earning consumer confidence is in strong card authentication, such as 3DS.

Dynamic 3DS: fraud protection that won’t cost you conversions

To protect their revenue and their customers, merchants must implement card authentication measures. Here's what that looks like.

Guide: How to optimise authentication for card payments

Stitch has partnered with Standard Bank’s Shyft to bring their customers a faster, more convenient way to buy, sell, send, invest and store forex.

How Shyft empowers global citizens with Stitch

Stitch has partnered with South African HR tech firm Jem to help their team enable responsible earned wage access for salaried frontline workers across South Africa, 24/7.

October 18, 2024

January 25, 2024

Enabling 24/7 earned wage access for South African employees with Jem

October 31, 2023

How Tripco reduced time-to-payment by a full day with Stitch automated payouts

Learn how Stitch InstantPay has enabled risk management service, Nutun, to improve its debt collections process through a seamless omni-channel with a host of digital payment options.

October 18, 2024

February 6, 2023

Nutun integrates Stitch to enable better, faster, more convenient collections

Travel website Busbud partners with Stitch for instant EFT payments and sees increase in reach and conversion.

October 18, 2024

January 12, 2023

Busbud partners with Stitch to expand reach in South African market

Bill and payments aggregator Pay@ recently switched to a white-labelled version of Stitch Instant Pay, empowering South African consumers with a quick, intuitive way to settle their bills in real-time.

October 18, 2024

October 26, 2022

How Stitch works with Pay@ to increase Instant EFT conversion for real-time bill settlements

Learn more about how we're enabling Peach Payments' online merchants across South Africa to accept secure, low-cost instant EFT payments.

October 18, 2024

October 24, 2022

Peach Payments partners with Stitch to launch Instant EFT checkouts for merchants across South Africa

Payments and rewards platform Zapper has partnered with Stitch to offer consumers the ability to make one-click payments, by linking their bank accounts to the Zapper app.

October 18, 2024

September 1, 2022

Zapper partners with Stitch to offer fast, secure one-click payments

Leading South African digital lender Wonga leverages Stitch Financial Data to dramatically reduce loan approval times and get customers access to funds faster.

October 18, 2024

How Wonga uses Stitch to help South Africans access loans in < 10 minutes

Get to know Stitch Product Manager Natalie Tirivanhu and her approach to managing payments products in South Africa.

October 18, 2024

Meet Stitch Product Manager Natalie Tirivanhu

Digital payments company Efficacy has been acquired by the Stitch Group, enabling it to become one of the first fintechs to offer direct card clearing services in the market.

Stitch acquires Efficacy Payments, secures DCSP designation to offer card acquiring services

The round was led by global investment firms QED Investors, Glynn Capital, Flourish Ventures and Norrsken22, with participation from existing funders Ribbit Capital, PayPal Ventures, The Raba Partnership and Firstminute Capital

Stitch announces $55 million series B funding round

Stitch co-founders Kiaan Pillay, Junaid Dadan and Priyen Pillay reflect on four years out of stealth at South Africa’s fastest-growing payments business.

February 27, 2025

February 27, 2025

Four years of growth at Stitch

First spun out in late 2023, WigWag is rebranding as Stitch Express, a refreshed solution designed to support businesses that leverage e-commerce platforms with simplified, high-converting digital payments

February 20, 2025

February 20, 2025

WigWag rebrands as Stitch Express to serve e-commerce businesses

Today, the ability to move money isn’t enough for enterprise businesses that want to scale faster. Sending easy, reliable and instant payouts can have a significant impact on business success, financial operations and customer satisfaction for businesses across industries.

February 11, 2025

How 24/7, 365 instant payouts are changing the game in online payments

Stitch has acquired in-person payments solution ExiPay and is now a unified commerce provider, offering enterprise merchants in South Africa access to online and in-person payments through one platform

January 27, 2025

Stitch acquires ExiPay, expands offering with in-person payments

Stitch has secured ISO 27001 certification for our information security management practices, ensuring clients and customer data and information remains safe.

October 21, 2024

October 21, 2024

Stitch secures ISO 27001 ISMS certification

Explore the evolving South African consumer landscape and join us at the Stitch Scale Summit to delve into consumer trends and innovative strategies reshaping businesses today.

October 18, 2024

The Year of the Consumer Part 2: A shift in mindset

As adoption of Apple, Google and Samsung Pay rises, we take a step back to examine what's led us here, and how businesses can benefit.

Behind the rise of Apple, Google and Samsung Pay in South Africa

Payment facilitators (payfacs) help businesses accept online card payments quickly through a simplified onboarding process. However, this solution may not be right for every business.

How payfacs can simplify and accelerate online card payments

We caught up with our co-founders to discuss how AI is being leveraged to enable greater efficiency for the Stitch team and the fintech industry at large.

How AI is impacting the payments industry in South Africa

To protect their revenue and their customers, merchants must implement card authentication measures. Here's what that looks like.

Guide: How to optimise authentication for card payments

To remain competitive and outperform the competition, insurers need to look at addressing pain points in payments processing as a key place to start.

Why the insurance industry needs bulletproof payment solutions

Read our ultimate guide to DebiCheck. In it, you’ll learn what DebiCheck is, how it differs from alternatives, and how it helps to protect your account from fraud.

Debicheck: The ultimate guide

By enabling consumers to browse, ask questions, and even complete purchases through familiar platforms like WhatsApp, Facebook Messenger, and voice assistants, conversational commerce makes online retail more accessible.

February 25, 2025

Conversational commerce in South Africa: in-chat payments on the rise

This year, retail businesses can expect new developments in personalisation, instant payments and social commerce to shape the future of retail transactions.

February 20, 2025

February 19, 2025

What's ahead for retail payments in South Africa in 2025?

Businesses relying on RMS to improve collections will be impacted by the upcoming mandated shift from RMS to RM as a fallback measure. Here's how they can prepare.

February 5, 2025

February 5, 2025

What is RM vs RMS, and how can businesses prepare?

It’s not enough to simply combat fraud: it has to be detected and prevented before it happens. Introducing Stitch Shield, our fraud detection and prevention engine.

Stitch Shield: Smart fraud detection for enterprise payments

Discover the benefits of smartphone or digital wallets in South Africa and how they benefit both consumers and merchants.

October 18, 2024

Demand for smartphone or digital wallets rises in South Africa

Stitch has partnered with Absa to offer Absa Pay to our merchants as part of our Pay by bank offering, alongside all other bank APIs: Capitec Pay and Nedbank Direct EFT.

What is Absa Pay?

Send reliable payouts to any bank account in South Africa with Stitch. 24/7, 365. Now including RPP.

Payouts refresh: moving money faster + better

Discover how payments orchestration and reconciliation solutions can help large enterprises manage complex payments stacks to streamline their finaance operations.

How South African enterprises can tackle B2B payments complexity

Card payments are the most preferred payment method by online shoppers in South Africa. How do card payments work, and what goes on in the background when a consumer initiates a card transaction?

Understanding payments in South Africa: How do card payments work?

South African SMEs and entrepreneurs can now easily and securely accept card payments via API using WigWag, powered by Stitch.

October 18, 2024

December 7, 2023

WigWag launches API, making it easier for SMEs to accept card payments

More consumers are looking to pay with crypto - and research shows those who do are spending more. Learn how to reach more South Africans and boost revenue with Stitch Pay with crypto.

October 18, 2024

November 27, 2023

The opportunity for Pay with crypto: attract new customers, who spend 2x more per transaction

Introducing Stitch pay with crypto, the latest payment method enabling customers in South Africa to pay for goods and services using cryptocurrency.

November 21, 2023

Announcing Pay with crypto: accept crypto payments, get settled in fiat

An internal hackathon led the Stitch engineering team to create a replica of our local environment using Github Codespaces, providing us with a more on-demand resource for testing before deploying code.

February 10, 2025

December 4, 2023

Implementing Codespaces for more thorough testing at Stitch

A technical overview of Stitch API-powered payouts, enabling seamless withdrawals and refunds at Stitch.

October 18, 2024

Technical deep dive: Payouts at Stitch

Learn more about the various changes we've made to our developer docs in order to make it even easier and more intuitive for you to integrate the Stitch API.

October 18, 2024

December 6, 2022

Inside the new and improved Stitch developer docs

Senior Full Stack Developer Jethro Muller describes the importance of code quality and how Stitch has improved the review process using automated checks with GitHub.

October 18, 2024

August 24, 2022

How Stitch automates code quality checks using GitHub Actions

Stitch support specialist Tobi Fasipe and Head of Customer Solutions Priyen Pillay tell us why Stitch recommends developers subscribe to webhooks to stay up to date on API requests

October 18, 2024

What are webhooks and how do they work?

The Stitch tech stack: learn about the foundational tech tools we leverage at Stitch to build the most robust, responsive and scalable API platform for our clients

October 18, 2024

Introducing the Stitch Tech Stack

With this article, we aim to provide useful code examples as well as to demystify GraphQL, and to give you the tools you need to succeed with your Stitch GraphQL integration

October 18, 2024

How to integrate with Stitch using GraphQL

Businesses interested in getting started with Stitch can now do so through our new self-serve sign-up - and access test credentials instantly

October 18, 2024

February 9, 2022

Get up and running faster, with Stitch self-serve

Get the latest insights into how South Africans are thinking about payments, checkout and commerce today.

2025 Report: The state of consumer payments in South Africa

Why do many South Africans still prefer cash for a large portion of their transactions? How do they use it and what would lead them to switch to digital payments? Read our full consumer report for more.

October 18, 2024

Report: Consumer preferences South Africa - Cash

Explore how South African consumers are thinking about the digital payments and online purchase experience across the e-commerce, travel, insurance and gaming industries.

October 18, 2024

Consumer perspectives in South Africa: industry deep dives

Understand how South Africans think about the online gaming and sports betting industry with survey data from 350+ South Africans.

October 18, 2024

Report: Consumer preferences South Africa - Online gaming

We surveyed over 300 South Africans to better understand their attitudes and perceptions around the insurance industry, their reasons for choosing one provider over another and how they think about premium payments and claims payouts.

October 18, 2024

Report: Consumer perspectives in South Africa – Insurance

What makes South Africans choose one travel booking platform over another? How do they prefer to pay? Explore our travel consumer report for more.

October 18, 2024

February 27, 2024

Report: Consumer perspectives South Africa – Travel

Unlock insights into South African e-commerce trends and learn more about consumer habits, preferences and perspectives shaping the scaling industry.

October 18, 2024

February 12, 2024

Report: Consumer perspectives in South Africa – E-commerce

Understand the state of the payments landscape in South Africa, including key terms, with a downloadable guide.

January 18, 2024

Guide: Payments in South Africa - a look at the landscape

Learn 4 ways wallet-based businesses and platforms can increase transaction amounts and improve conversion with a seamless payments experience.

October 18, 2024

4 ways digital wallet businesses can increase retention

Get the latest insights into how South Africans are thinking about payments, checkout and commerce today.

2025 Report: The state of consumer payments in South Africa

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To remain competitive and outperform the competition, insurers need to look at addressing pain points in payments processing as a key place to start.

Why the insurance industry needs bulletproof payment solutions

The round was led by global investment firms QED Investors, Glynn Capital, Flourish Ventures and Norrsken22, with participation from existing funders Ribbit Capital, PayPal Ventures, The Raba Partnership and Firstminute Capital

Stitch announces $55 million series B funding round

Stitch has partnered with Standard Bank’s Shyft to bring their customers a faster, more convenient way to buy, sell, send, invest and store forex.

How Shyft empowers global citizens with Stitch

Tracking transactions from across methods and providers, across banks, and via multiple routes and rails makes reconciliation challenging. At Stitch, we work to consolidate all payment information to streamline reconciliation for clients. Here’s what that looks like.

How Stitch streamlines omnichannel reconciliation

Methods like debit order and DebiCheck offer convenient ways to collect recurring debits from customers. But what happens when these methods become targets of fraud?

How Stitch prevents fraud for DebiCheck and Debit Order

Read our ultimate guide to DebiCheck. In it, you’ll learn what DebiCheck is, how it differs from alternatives, and how it helps to protect your account from fraud.

Debicheck: The ultimate guide

We offer multiple options for clients to integrate card payments on their platform, depending on their goals and particular use case. Here is a quick breakdown of card integration options clients can get with Stitch.

Guide: Integration options on Stitch card

The Shyft team has partnered with Stitch to offer instant top-ups on the Shyft wallet via card, providing customers from any bank with more immediate access to funds for global transactions.

Stitch partners with Standard Bank’s Shyft to enable instant wallet top-ups