Payment methods

Pay by bank

Accept fast, secure payments directly from customer bank accounts, without the need to manually enter recipient banking details. Opt to securely store your banking details on your device for seamless, one-click returning payments.

Stitch Pay by bank

Enable fast, secure payments, right from customers’ bank accounts

With Stitch Pay by bank, businesses can easily integrate optimised payment flows anywhere on their app or site and allow customers to make fast, seamless payments directly from their bank accounts.

Boost conversion by enabling customers to pay via FNB, Standard Bank, Nedbank, TymeBank, ABSA, Discovery Bank or Investec - or using Capitec Pay, Absa Pay or Nedbank Direct EFT. Enable even faster payments and higher conversion with one-click transactions for returning customers.

Reach more customers

85% of South Africans have a bank account, but not all have or choose to pay with card. Enable more customers to make digital payments by offering Pay by bank at checkout.

Increase conversion

Enable customers to opt in for seamless, one-click returning payments.

Offer seamless payouts

Easily send refunds or enable withdrawals to the same verified account used for a pay-in.

Enable simple guest checkout

Offer once-off payments flows with an optimised UI. Integrate anywhere on your app or site.

How it works

Fast, secure bank to bank payments

Customers can pay by bank by entering their online banking details and authenticating via OTP. Returning customers can choose to store their banking details on their device for faster, one-click payments.

Select Pay by bank at checkout
Choose your bank and securely enter banking details
Authenticate the payment via MFA or OTP
Payment complete. Opt to pay in one click on all future transactions

FAQs

How do I get started offering Pay by bank?
What is a bank-to-bank transfer?
What are the benefits of Pay by bank?
Can Pay by bank be used for recurring payments?
How easy is it for businesses to integrate Pay by bank into their existing websites or apps?
What banks are currently supported for Pay by bank transactions?
How can businesses process refunds using Pay by bank?
Can businesses customise the payment flows to align with their brand's user experience?

Streamline payments and boost your revenue.

Improve conversion, reduce costs and minimise admin with Stitch.