For businesses
For shoppers
Buy Now Pay Later

Get it now. Pay on your terms.

Split your purchase into 2-6 flexible monthly instalments when you shop online at hundreds of South African stores. No interest. No hidden fees.

Sign upWhere to shop

How it works

Four steps to more flexibility
1

Visit one of our stores online

Browse and add to your cart at any store that offers Stitch BNPL.

2

Choose to pay with Stitch BNPL

Select Stitch BNPL at checkout. We’ll do a quick credit check and approve your limit.

3

Pick your plan

Choose to pay over 2–6 instalments — depending on your credit score.

4

Pay and relax

Pay the first instalment today. The rest collect automatically. No interest. No surprises.

What’s in it for you?

More choice. More flexibility. No catch.
Pay over 2–6 instalments

Stitch gives you a real choice in how you repay — 2, 3, 4, 5 or 6 monthly payments, on your terms.

No interest. All the control.

What you see at checkout is exactly what you pay. No interest, no setup fees, no hidden charges. Ever.

Flexibility across all your favourite stores

From electronics, to homeware and furniture, to coffee, fashion and even groceries — get payment flexibility everywhere it matters.

Built to lend responsibly

We check affordability before every approval. No revolving credit, no debt spirals. Just a clear, predictable payment schedule from the moment you check out.

Where to shop

Pay how you want, where you want

Use Stitch BNPL to access flexible payments for furniture, fashion, groceries, electronics and more
Featured
Fashion & Apparel
Skincare & Beauty
Jewellery & Accessories
Home, Furniture & Garden
Health & Wellness
Sports & Fitness
Electronics & Tech
Food & Drink
ALL

Featured stores

Fashion & apparel
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Home, garden & pets
→
Electronics, tech, toys and more
→
Home, garden & pets
→
Fashion & apparel
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Fashion and Apparel

Featured stores

All fashion and apparel

Artclub and Friends
→
Ben Sherman
→
BG Kickzz
→
Bogart
→
Classic Cut
→
DC.ONE
→
Duck Apparel
→
Flikker Fashions
→
Glaze Active
→
House of Play
→
Ipanema
→
IWIWANC
→
Jo Borkett
→
Just Cruizin
→
K Swiss
→
Leather and Chrome
→
Le Coq Sportif
→
Love That Clothing
→
Me&B
→
Michael Ludwig Studio
→
Palladium Boots
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perocilionline
→
Phoenix Elite Official
→
Rethread
→
S AND K Online
→
Skulpt
→
Style Rotate
→
The Hip Shop
→
The North Face
→
The Shopaholic
→
The Sneaker Shack
→
Thrif
→
Trappers
→
Tshepo Jeans
→
Woodstock Laundry
→
Zalemart
→

Skincare and Beauty

Featured stores

All skincare and beauty

Africology
→
Arthur Ford
→
AtelierLabs
→
AT POSH BAR DE BEAUTE
→
Black African Organics
→
Bloom
→
B’s Boutique
→
BuuB
→
Cosmetics SA
→
ESSCENTIAL ZA
→
Fabulous Fragrances
→
French Parfumerie
→
Fundamentals Skincare
→
Gloei Beauty
→
Glowbright
→
Glow Theory
→
It’s Enough
→
Just Peachy
→
Karen Fitzsimmons and Associates
→
lelive africa
→
LeTam Beauty
→
LovelyDingeQ's
→
Lumi Glo Skincare
→
Maison Niche Essentiel
→
Milo and Mo
→
Phoera Cosmetics
→
Root4
→
Ruzu Beauty
→
SCENTEMY
→
Scentimental SA
→
Shimmeryglo
→
Skinfunctional
→
Skin Remedy
→
Skin Republic
→
Sundae Skin co
→
Superior Fragrances
→
Swiitch Beauty
→
The Tallow Co.
→

Jewellery and accessories

Featured stores

All jewellery and accessories

Anna Rosholt Jewellery Design
→
Armadura
→
Baby Sunnies
→
Famke Jewellery
→
Karoo Earth
→
Lunamar
→
Praia Eyewear
→
Sak Sak
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Shelley Taylor
→
Skoonsus
→
The Earring Collective
→
The Piercery
→
Tregor Gear
→
Tuska Leather
→
Ziba Styles
→

Home and garden

Featured stores

All home and garden

Bawas
→
Berlinger Haus
→
Chommies
→
Coastal Pets
→
Culinarium
→
Decor Handles
→
Furniture Liquidation Warehouse
→
Futons Online
→
GARDENING.co.za
→
Ginnabelle's
→
Hertex Fabrics
→
Homemark
→
India Ink
→
LiveStainable
→
Milex
→
My Table SA
→
Omniblend
→
Online Braai Shop
→
Popstrukt
→
Seeds for Africa
→
Sky Glow
→
Taylor Made Designs
→
The Bed Shop
→
The Mattress Warehouse
→
T-shirt Bed Co
→
Zelpy 1003
→

Health and wellness

Featured stores

All health and wellness

32Gi Sports Nutrition
→
Aromatic Apothecary
→
Betatan
→
Camelus
→
ELLA GENETICS
→
Gentle Day
→
Health Food Emporium
→
Infinite Nutrition
→
Lifexpanded
→
Noa Nutrition
→
Numuti
→
Organic Fat Flush
→
Perfectly Healthy
→
Schnozz Strips
→
Sleep Zen
→
Sofitt
→
Suiwer Health
→
The Herbalist
→
VitaGene
→
Vitamin G
→

Sports and fitness

Featured stores

All sports and fitness

Complete Cyclist
→
Curve Gear
→
Equestrian Affair
→
Fat Frank
→
Hyperice
→
Lisa Raleigh
→
Nutri-Go Foods
→
Reef Surf Shop
→
REVIVE Daily Electrolytes
→
Ripcurl
→
Rogue Ice Coolers
→
Runbeatable
→
Wahoo Fitness
→

Electronics, tech, toys and more

Featured stores

All electronics, tech, toys, etc.

Aega
→
AUTOTECHSA
→
Blank Print Media
→
Celltime
→
Epic Deals
→
Fastrak Trading
→
Fast Uni Supplies
→
Flower Guy
→
Harry Green Music World
→
Hello Cool
→
Import a toy
→
JG Electronics
→
LEGO Certified Store
→
Magic and Monsters
→
NetCanvas
→
NSRI Retail
→
Office Stash
→
Poke Store
→
Reader's Warehouse
→
Rebel Gaming
→
Shopping4Africa
→
Stellarize Lifestyle
→
SugarDots Trading
→
The Apple Guy
→
Virtual Cart
→
XPPen
→

Food and drink

Featured stores

All food and drink

Bean There Coffee Company
→
Drink Olio
→
Italian Deli Online
→
Mothercity Liquor
→
Pienaar and Son
→
Plato Coffee
→
Snacking
→
Terbodore Coffee
→

Fashion and Apparel

Featured stores

See all

Skincare and Beauty

Featured stores

See all

Jewellery and accessories

Featured stores

See all

Home, garden and pets

Featured stores

See all

Health and wellness

Featured stores

See all

Sports and fitness

Featured stores

See all

Electronics, tech, toys and more

Featured stores

See all

Food and drink

Featured stores

See all

See your split

Enter a purchase amount and choose your repayment plan — see exactly what you’ll pay each month.

Start shopping
R
R1 000R15 000
Payment plan
R0 in interest or fees
Instalment amount
R750
×4
Total: R3 000
FAQs
Is Stitch BNPL interest free?
Are there any fees?
What are the payment terms?
What happens if a payment fails?
What happens if I have a dispute?

Security and privacy

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